$235

For a 45-50 minute session. Like most specialists, I don’t participate in insurance plans in order to maximize your privacy, confidentiality, and flexibility.

As an out-of-network provider, I have partnered with Mentaya to help my clients save money on therapy. Use this tool below to see if you qualify for reimbursement for my services.

insurance can be tricky

You pay your monthly premium for a reason! Let’s make your insurance benefits work for you. Call your insurance and ask:

  1. “Hi, do I have out-of-network benefits for outpatient mental health?”

  2. “If so, how much will I get reimbursed per session for a 45-50 minute session"?”

  3. “Do I have to meet a deductible first before my out-of-network benefits kick in?”

  4. “Am I eligible to use these benefits for tele-health appointments and in-person appointments, or only in-person?”

  5. “Do I need to be referred by an in-network provider, such as my PCP, in order to see an out-of-network therapist?”

  6. “When can I expect to see my reimbursement in the mail?”

I’ve seen clients receive their reimbursement straight in their mailbox 1-2 weeks after our first session. I’m here to help you make sure you’re armed with the best information about your insurance!

 

I can’t afford your fee and I don’t have out-of-network benefits. Can you point me to some free or low-cost referrals?

Absolutely! Here are some options to explore:

  1. Going to an in-network provider: If you have Optum insurance (such as Oscar, United Healthcare, or Harvard Pilgrim) or Aetna insurance, Alma offers some great referrals and will assist you with therapist matching!

  2. Low-cost out-of-pocket options: Open Path Collective has therapists that offer sliding scale fees of $30-60 a session. You don’t need to have insurance to see a therapist on Open Path.

  3. Community Mental Health Clinics in your area. Many clinics in NYC are government or privately funded. For a list of low-cost clinics in your area, visit lowcosttherapy.nyc for info, costs, and locations.

  4. Get knowledgable about your resources! The Loveland Foundation has a therapy fund voucher and will pay for therapy for Black women and girls across the United States! There are also websites that feature listings of therapists who take insurance or are low-cost, podcasts about culturally specific mental health issues, and workbooks. Please check out Therapy for Black Girls, Black Girl in Om, On the Mend, Pride Counseling; Therapy For Latinx; South Asian Therapists, NYC Well, National Alliance on Mental Illness, and the National Suicide Prevention Hotline. This is not an exhaustive list of cultural and crisis resources!


Help! I need help right now and I can’t wait for an appointment. What do I do!

Oh no! I’m unable to offer emergency crisis support. If you need immediate support in the event of an emergency, please dial 988 for the Suicide Prevention Hotline. You can also call 911 and ask for Emergency Medical Services, but please note that two NYPD officers are required to accompany the ambulance, even in the event of a mental health emergency. Call the crisis mobile team at NYC Well at (888) 692-9355, and a counselor and peer support team will meet with you. NYC Well also offers crisis counseling over the phone in the event that it’s not an emergency. You do not need to have suicidal thoughts to call NYC Well. If you’re having a crisis and just need to talk, NYC Well is there for you!

Are there other resources that you offer or recommend?

Yes! Here are my favorites:

  1. The 5-Minute Journal teaches the impact of gratitude journaling on mental health (NOT to be confused for toxic positivity). Get your copy here.

  2. Therapy Notebooks. Whether you have anxiety, depression, or don’t know what to talk about in therapy, Therapy Notebooks offers structured journals that guide you and provide useful tools for addressing your symptoms. Use code “TRACYLMHC5” for $5 off your first book!

  3. The “You First” Package from South Asian Therapists offers monthly workbooks and an insight-oriented journaling approach to help you make sense of your unique, Brown experience!

I really want to work with you, but I’m not in New York, California, or Florida. Can I still see you?

Sadly, because of states’ rights to setting their own healthcare laws, and international policies, I’m only legally allowed to see you if you reside in New York, California, or Florida State. This affects your insurance benefits and coverage as well. This is because different states have different mental healthcare laws, and what makes someone a qualified therapist to be professionally licensed in one state, may not make them a qualified therapist to get licensed in another. If you reside in Connecticut, New Jersey, Massachusetts, or Pennsylvania, my hope is to start working with you by 2024!

How do I book an appointment?

Yay! You made it this far! If you live in New York, California, or Florida, click the button below to schedule your Free Intro Call today! Once confirmed, I’ll send you a follow-up email with some additional info:

What do I need for my first session and what can I expect?

Come as you are! We’ll start out slow with our intake. I’ll ask you some additional follow-up questions about some of the things you mentioned during your consultation. After our initial consultation and prior to our intake, I will send you the paperwork and consent forms via the Simple Practice Client Portal. Just complete these the night before our intake appointment and we’re good to go!

Therapy can be intimidating, especially if this is your first time or if you’re meeting with a new provider. Remember this is YOUR space, and not something to check off the “to-do” list. I can meet you where you are.